While both are post-tax benefits, LSAs are structured and compliant with defined categories and approval workflows, whereas stipends are simpler lump-sum payments with fewer guardrails.
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doi:10.3109/09637486.2014.940284 Verdenelli MC, Silvi S, Cecchini C, Orpianesi C, Cresci A
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Timely treatment can prevent severe conditions like renal failure, amputation, full or partial blindness, nerve-related problems, etc